Andep Investment Consultancy- Financial Planners | Fees
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Andep has been fee for service for over thirty years which means we do not receive any commissions from the products we recommend.  This can result in up to a 30% discount on insurance premiums for policies arranged by Andep.  With no ownership or licensing links to any financial product providers you can rest assured the advice we provide is unbiased.

In the early days (before product providers recognised our fee model) we sometimes had to take initial and trailing commissions, which we passed back to our clients in full. At the height of the commission debate, Andep’s parent company offered a discount investment origination service in which investors selected their own investments and it arranged entry, free of initial commission, but retained the minimum possible trailing commission.

Andep never charges percentage based fees on funds under advice as we believe this creates unnecessary conflict.  We prefer to report to you when you request us to do so, rather than charging ongoing fees for often unnecessary periodic reviews.

The fees you pay depend on the complexity of your situation.  Often people simply need to speak to an adviser to discuss their situation and a full statement of advice (formal report usually 20-30 pages in length) is not needed.  This is a service that we offer which usually involves 15 minutes of adviser time spent before the meeting considering the client’s situation, 45-90 minutes conducting a meeting with the client and 30 minutes after the meeting writing up notes that are provided to the client.  For more complicated situations where a statement of advice is required, this will typically take between 7 and 10 adviser hours.  Restricted statements of advice (related to specific issues) require commensurately less time than a full statement of advice.

Fees can be paid directly or in many cases deducted from superannuation or other investments. If fees are paid directly, they can sometimes be claimed as a tax deduction (follow up advice).

Click here to download a copy of our Financial Services Guide (FSG).


  • Senior adviser $400 per hour + GST
  • Adviser $300 per hour + GST
  • Para-planner $200 per hour + GST
  • Administration $140 per hour + GST


Andep disagrees with paying its clients to refer other clients. Where there is a known client referral we instead give a discount of 10% to the referred client for the referred client to do with as they will.

Providing Uncompromised Financial Advice In Perth Since 1982.