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Learn how GESB’s Gold State and West State accounts work and why they are so unique.

Financial planning is a crucial step for anyone looking to secure their financial future. It involves setting goals, managing resources, and making informed decisions to achieve long-term financial stability. Working with expert financial planners can make this process more straightforward and effective. Their knowledge and experience help individuals and guarantors in Perth navigate complex financial landscapes with confidence. Understanding the Role of Expert Financial Plan

Have you ever wondered how much you you would need to retire?

Choosing the right financial adviser is a critical step for anyone looking to secure their financial future. In Perth, there are many...

Starting your financial planning journey is a crucial step towards securing your financial future. It involves understanding your current...

Superannuation Taxation Worldwide Australian superannuation tax treatment differs significantly from that of many other countries. The government taxes contributions and investment earnings during the accumulation phase. However, benefits are generally not taxed, except for Total and Permanent Disablement (TPD) benefits and death benefits payable to non-dependents. In contrast, many other countries allow tax-free contributions and earnings, taxing benefits upon emergence. The

Funds held in superannuation have different tax components that affect the balance. These components are relevant when accessing funds, such as during retirement, death, or disability. The tax components include tax-free, taxable (taxed), and taxable (untaxed). The tax-free component consists of all after-tax or non-concessional contributions made, while the taxable component is the remainder of the fund. Whether the taxable component is treated as taxed or untaxed depends on

Andep’s review of the March 2021 quarter is available here to download (.pdf) .

Andep’s review of the December 2020 quarter is available here to download (.pdf).

Andep’s review of the September 2020 quarter is available here to download (.pdf).

Andep’s review of the June 2020 quarter is available here to download (.pdf).

Home reno breaks up cycle Exclusive Meilin Chew West Australians have opened their wallets to get their homes in order during the...

Andep’s review of the March 2020 quarter is available here to download (.pdf).

Andep has developed a workbook to demonstrate the effect on a member’s final superannuation balance if they opt to withdraw money from...

Andep’s director, Dennis Barton, provided on commentary to Neale Prior of The West Australian regarding the industry vs. retail...

Andep’s review of the December 2019 quarter is here.

In the Weekend West Andep’s director Liz shares her opinions on credit cards and whether we still need them. Season to cut up the plastic...

Andep’s review of the June 2019 quarter is here .

Andep’s review of the June 2019 quarter is here .

Every three or so years, Australians turn out to vote in an election that the pundits tell them will define our future and the world,...