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About Andep Investment Consultancy
ANALYTICAL ADVICE SINCE 1982
Andep Investment Consultancy has been providing financial advice to clients in and around Perth since 1982.
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The company is owned by its director and founder, Dennis Barton.
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Independent- Andep has its own Australian Financial Services Licence (AFSL).
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Transparent fee for service fee structure with no asset based fees or commissions.
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All advisers are highly educated and are required to be university degree qualified.
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We offer flexible advice solutions with a formal and expensive Statement of Advice.
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We prefer clients retain complete control of their own finances.
As an independent, unaligned advisory practice we are not affiliated with any banks or other product providers and we avoid conflicts of interest at every opportunity. Our fees are charged on an hourly basis, meaning we do not charge any asset based fees and we also do not accept commissions on any of the products we recommend as we believe these can both produce a conflict of interest.
Our Story
History
The trigger for Andep’s establishment was a comment by a fellow member of the Superannuation Board of Western Australia (now GESB), which Dennis chaired at the time, about the poor advice given to a patient of the board member’s medical practitioner wife.
At the time, most investment advice was dispensed free of charge and advisers were remunerated by commissions up to 8% of the sums invested. The conflict was obvious.
Andep became the first Western Australian and third Australian organisation to offer fee based (hourly rates) investment advice and this remains our fee structure today.
Company Ethos
We recognise, and our advice reflects, that while many people have similar needs, few have identical needs. We standardise our process and advice to the extent possible, thus containing costs to our clients. We do not, however, let standardisation dominate individualisation.
By combining impartial advice, rigorous research and highly trained staff with a value-driven approach to asset allocation, Andep has both protected and enhanced the financial assets of its clients. Moreover, Andep’s prudent selection of investments has helped its clients safely and successfully navigate the sometimes turbulent conditions of local and international investment markets.
Economic booms and busts can be an unsettling but nevertheless recurring fact of life and Andep’s goal is to help clients navigate through various market cycles with minimal worry.
Fee For Service
Andep pioneered fee based advice in Western Australia because of a fundamental conviction that investment advisers need to demonstrate independence, professionalism and impartiality when advising clients.
We charge fixed or hourly rate based fees and never receive asset based % fees nor receive commissions.
Download a copy of our Financial Services Guide (FSG) or read a detailed description of our fees.
Licence
Andep holds Australian Financial Services Licence (AFSL) number 230 176 issued by the Australian Securities and Investments Commission (ASIC). It can therefore give uncompromised advice on a wide range of investment, superannuation and insurance products and is not limited to an “authorised product list” like other practices.
Dispute Resolution
Andep is a participant in the dispute resolution service conducted by Australian Financial Complaints Authority (previously the Financial Ombudsman Service Ltd).
Corporate Citizenship
The practice strives to be a good Australian corporate citizen. To this intent it has:
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A commitment to membership of and assistance to charitable organisations and
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A commitment to supporting industry and professional associations.
We encourage our staff to give back to the community in various ways. Dennis is the Treasurer of Future Living Trust and Liz is the Vice Chair of 55 Central Inc both are voluntary positions for these charitable organisations.
Andep’s staff in the 1980s with founder Dennis second from the left.
Meet The Team
Dennis Barton
Founder | Director | Financial Adviser
Liz Rae (née Gliddon)
Director | Financial Adviser
Emerald Whiteman
Office Administrator
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Bachelor of Economics
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Bachelor or Science
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Fellow of the Institute of Actuaries
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Providing financial advice since 1982
Dennis founded the company in 1982 and is a still a director and adviser. Dennis holds Bachelor’s degrees in Science and Economics and a Fellowship of the Institute of Actuaries of Australia having qualified as an Actuary in 1973. He qualified as an Associate of the Securities Institute of Australia in 1978 and was elevated to a Fellow of that Institute in 1985. He is also registered as a Tax (financial) Adviser with the Tax Practitioners Board.
Before commencing the financial planning practice, Dennis was the Western Australian Government Actuary. He was, for a time, Chairman of the Western Australian State Superannuation Board (now GESB), he chaired the Western Australian Fire and Emergency Services Superannuation Board and was a trustee of the Activ Foundation Superannuation Fund policy committee from 1995 to 1999. Dennis was previously on the independent advisory board for Aspen Group Ltd and was a board member (and later Treasurer) of Future Living Trust from 1995 to 2019.
Australian Financial Services Licence Authorised Representative Number: 275519.
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Bachelor of Commerce
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Bachelor of Science
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Advanced Diploma in Financial Planning
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Providing financial advice since 2015
Liz joined the company in 2010 whilst still at university and graduated from The University of Western Australia in 2012 with Bachelor’s degrees in Commerce and Science. After graduating, Liz took up the roles of client service manager and para-planer and then commenced her role as a financial adviser in 2014. Liz became a director of Andep in 2018.
Liz attained her Diploma of Financial Planning in 2014 and her Advanced Diploma of Financial Planning in 2017. She qualified as an Associate of the Financial Services Institute of Australasia (FINSIA) in 2014 and was elevated to a Senior Associate of that Institute in 2015. She is also registered as a Tax (financial) Adviser with the Tax Practitioners Board.
Liz was previously the Treasurer for charitable organisation Friends of L’Arche Perth, is currently the Board Secretary for 55 Central Inc having first joined the board in 2014 and in 2021 she joined FINSIA’s Financial Advice and Services Industry Council.
Australian Financial Services Licence Authorised Representative Number: 472166.
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Certificate III in Business
- Certificate III in Business Admin
- Studying Bachelor of Computing
Emerald joined the company in 2024 as a part-time office administrator while they study full-time at university.
They are studying a Bachelor of Computing majoring in Software Engineering. She has 10 years of administrative experience after completing two certificate III’s in Business and Business Admin in 2013.
Emerald also volunteers her time in Perth community groups and exhibitions such as, Western Australia Content Creators Hub (WACCH) and Pixel Expo.